The article warns banks about potential mistakes in handling their own securities and those they sell. It discusses the importance of following securities laws to avoid penalties. Banks need to be careful in areas like capital raising, reporting, insider trading, and risky investments. They should make accurate disclosures when offering securities to the public. The Securities and Exchange Commission may review bank holding companies' statements closely to ensure full disclosure. To avoid delays in bringing securities to market, banks can use the Rule 415 registration process to preclear offerings and resolve disclosure issues in advance.