The paper explores how consumer debt affects economic growth by analyzing a model that considers debt-fueled consumption. The model shows that autonomous consumption, like spending on necessities, drives economic growth more than other factors. Unlike other models, this one suggests that economic growth adjusts to the level of debt-financed consumption. The rate of capital accumulation also changes based on the growth rate, which is influenced by autonomous demand. The stability of the debt-to-income ratio is influenced by the growth difference between workers' consumption and other spending like public expenditure and capitalists' consumption.