This study looked at how changes in housing prices affect how much people spend on housing. The researchers used data from different regions in China to see how factors like interest rates and income impact consumption habits. They found that even though rising interest rates and housing prices can slow down spending, the overall effect is not very strong. Instead, people's habits and how much money they make play a bigger role in how much they spend on housing. The study suggests that policies should focus on helping people build good spending habits, increasing their income, and creating different rules for managing housing prices.