Business, Management and Accounting
4 years ago

Financial knowledge and attitude drive millennial financial management success.

Jamanika (Jurnal Manajemen Bisnis dan Kewirausahaan)
Effect of Financial Attitudes, Financial Knowledge, Locus of Control, and Financial Self-Efficacy to Financial Management Behavior in Millennial Generation
Ervina Lukesi, Erna Retna Rahadjeng, Novita Ratna Satiti

Paper Summary

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The study looked at how financial attitudes, knowledge, control, and self-belief affect how millennials manage their money in Mojolangu. They surveyed 100 people and used a statistical method to analyze the data. The results showed that having good financial knowledge, a positive attitude towards money, feeling in control of your life, and believing in your ability to handle finances all play a role in how well millennials manage their money. Among these factors, having a positive attitude towards money was found to be the most important in influencing financial management behavior.