The study looked at what factors affect how much money Middle Eastern banks have on hand. They used data from 183 banks in eight countries over three years. They found that Lebanese banks had the most money available, while Omani banks had the least. Overall, bank liquidity decreased in 2016 in the Middle East. The study showed that economic growth, assets quality, capital level, and bank size all play a big role in how much money banks have. Larger banks need to be careful with how many loans they give out, especially during times of economic growth.