Economics, Econometrics and Finance
3 years ago

Proper borrower evaluation key to reducing non-performing loans in micro-lending.

1 view
International Journal of Science and Research (IJSR)
Factors Affecting Non-Performing Loan Portfolio in Micro-Lending: Evidence from Sri Lanka
P Anuradha

Paper Summary

Factors like borrower's ability and loan purpose are crucial in reducing non-performing loans in micro-lending. Poor financial and operational management practices contribute significantly to non-performing loans. Proper pre-loan evaluation and post-loan assessment are key in minimizing non-performing loans in micro-lending institutions.

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