Credit unions can help agricultural enterprises manage their finances effectively. By allowing members to save money and borrow from each other, credit unions support the financial needs of farmers. The study shows that agriculture relies heavily on financial support due to long production cycles and high demand for food resources. In 2015, credit unions had a capital of $277.4 million, showing their stability and reliability. This financial mechanism helps farmers access funds at lower costs, making loans more affordable and profitable for them.