Business, Management and Accounting
3 years ago

Big Data Credit Scores Revolutionize Consumer Finance Risk Management Process

Mobile Information Systems
Credit Risk Management of Consumer Finance Based on Big Data
Wang Hui-bo

Paper Summary

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Consumer finance in China faces challenges like excessive credit and fraud. Using big data for credit risk management can help prevent these risks. By analyzing credit data, institutions can predict customer risk more accurately and streamline approval processes. This approach reduces employee workload and improves risk prediction accuracy.