Economics, Econometrics and Finance
3 years ago

Reducing copayments for serious illnesses can save lives and money.

1 view
Randwick International of Social Science Journal
Health Care Insurance and Moral Hazard
Hong Mao, Jin Wang

Paper Summary

Health care insurance can lead to moral hazard, affecting social benefits and risks. Lower copayment rates are needed for serious illnesses to benefit society. Changing key parameters can impact the optimal copayment rate.

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