The article discusses how young people in Mangalore are increasingly using mobile banking due to its convenience and ease of use. Banks are offering digital banking services that allow customers to access their accounts and make transactions from anywhere at any time. The study explores the factors that attract youths to e-banking and the challenges they face in adopting it. The researchers found that the rapid growth of smartphone usage among youths in India has led to a rise in mobile banking usage, making it the fastest-growing banking channel.