Boost Bank Profits: Increase Capital and Loans, Reduce Bad Debts
The study analyzed factors affecting the profitability of 9 listed banks in Vietnam from 2008 to 2016. They found that larger capital size and more loans lead to higher profitability, while larger asset size, more deposits, liquidity risk, and bad debts decrease profitability. This suggests that banks can improve profitability by increasing capital size and loans, and managing asset size, deposits, liquidity risk, and bad debts effectively.