Social Sciences
3 years ago

Negative impact: Capital adequacy ratio hinders lending, non-performing loans boost it.

Journal of Economic Bussines and Accounting (COSTING)
Pengaruh Capital Adequacy Ratio, Non Performing Loan dan Return On Asset Terhadap Penyaluran Kredit
Dewanti Safitri, Asep Muslihat

Paper Summary

Related papers

Business, Management and Accounting
2 years ago

Strong Capital Saves Banks: Non-Performing Loans Have No Impact on Profits

Financial Management
Social Media
Islamic Banking
1 view
Theme background image
Social Sciences
3 years ago

Negative impact: Capital adequacy ratio hinders lending, non-performing loans boost it.

Social Media
Covid-19 SME Impact
Financial Literacy
1 view
Economics, Econometrics and Finance
3 years ago

New capital requirements boost profits for Sri Lankan banks.

Insurance Dynamics

The study looked at how capital adequacy ratio, non-performing loans, and return on assets affect lending. They analyzed data from 44 samples over 2016-2019 using statistical methods. The results showed that capital adequacy ratio has a negative impact on lending, non-performing loans have a positive impact, and return on assets also has a positive impact on lending. Overall, these factors together significantly influence credit distribution.