The study compared how people react to gains and losses when making decisions about money. They found that people are more sensitive to losses than gains of the same size. When applying this theory to the Iranian economy, they saw that including the fear of losing money affects how much people spend, work, and save. When the central bank tries to boost the economy by increasing money supply, people worry about inflation and end up overestimating it. This leads to higher inflation and lower interest rates. By paying more attention to how people fear losing money, policymakers can help stabilize the economy.