The article explores how economic uncertainty affects how companies borrow money, and how national culture plays a role in this. The researchers studied over 3800 companies in Asian countries and found that when economic uncertainty is high, companies tend to borrow less. This is because they want to avoid high financing costs. Companies in cultures that are less comfortable with uncertainty also tend to borrow less, unless they have no other choice. However, when economic uncertainty and cultural discomfort with uncertainty combine, companies are more likely to take on debt. This suggests that companies should consider both economic conditions and cultural attitudes when deciding how to finance their operations.