Foreclosure mediation programs are effective ways for states, cities, and courts to help homeowners facing foreclosure. These programs can prevent homeowners from losing their homes, maintain property values in communities, and save lenders money. By looking at the foreclosure crisis in Missouri and Illinois, researchers found that implementing foreclosure mediation programs can be a successful way to address the impact of the crisis. It is important for jurisdictions to establish these programs to lessen the negative effects of the foreclosure crisis.