The article "Bringing E-Money to the Poor" discusses how new technologies and innovative business models can help more people access financial services. By studying countries like Kenya, South Africa, Sri Lanka, and Thailand, the researchers found that e-money technology can greatly improve financial access for the poor. These countries successfully used e-money to transform how their citizens can manage money. However, countries like Maldives and the Philippines faced challenges in implementing e-money. The researchers also highlight that technology alone is not enough, and other strategic elements are needed to expand financial services through digital technology.