Sharia Bank Capital Structure Influenced by ROA, ROE, and DER
The study looked at how factors like return on assets, return on equity, and debt to equity ratio influence the debt ratio in a Sharia Islamic bank in Palembang. They used multiple regression analysis to analyze the data. The results showed that return on assets, return on equity, and debt to equity ratio together affect the debt ratio. However, only debt to equity ratio has a partial effect on the debt ratio, while return on assets and return on equity do not. This research is important for understanding how these financial factors impact the bank's capital structure.