Business, Management and Accounting
3 years ago

Gross NPAs in Indian Banks Negatively Impact Profitability, Study Finds

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YMER Digital
A STUDY OF NON-PERFORMING ASSETS AND PROFITABILITY IN INDIAN BANKING SECTOR
Priyadeep Kaur, Monica Bedi

Paper Summary

The study looked at how non-performing assets (NPAs) affect the profitability of banks in India. NPAs are loans that borrowers haven't paid back, causing lenders to lose money. The researchers analyzed data from public and private banks over five years. They found that high NPAs have a negative impact on bank profits.

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