The Bank of England conducts stress tests to check if UK banks can handle potential risks in the financial system. They use two types of stress tests, focusing more on one called the concurrent stress test. This test helps identify weaknesses in the banking system and individual banks. The goal is to make sure banks have enough money to cover unexpected losses. The stress testing program is evaluated based on how well it covers different risks, the scenarios used, the tools used for analysis, how much information is shared, and how it is managed.