The article discusses the concept of "financial inclusion washing", which involves making exaggerated or misleading claims about efforts to increase financial inclusion. The researchers used conceptual discourse analysis to explore this issue. They found that many entities, including international organizations, government agencies, and financial institutions, are at risk of engaging in financial inclusion washing. The paper also highlights the motivations and consequences of this behavior, as well as ways to avoid it. This study is important because it shows how exaggerated claims about financial inclusion efforts can deceive people.