This article looks at how people make choices about their investments and how that relates to their income from work. The researchers studied data from households in the US and Sweden to see if having more flexible work hours affects how much risky investments people make. They also looked at whether having more free time affects how much people invest in stocks. The results show that having flexible work hours can lead to more stock ownership, and that to match historical investment returns, people need to value their free time as much as their money.