Economics, Econometrics and Finance
2 years ago

Moveable collateral registry in Malawi boosts MSME access to bank credit.

Cogent Economics & Finance
The effect of a moveable collateral registry on MSME access to finance: Evidence from Malawi
Susan Pendame, Joseph Oscar Akotey

Paper Summary

Related papers

Economics, Econometrics and Finance
8 years ago

Loan guarantees lead to lower interest rates for small businesses.

Banking Finance
Corporate Governance
Working Capital
2 views
Business, Management and Accounting
4 years ago

Loan guarantees lead to lower interest rates for small businesses borrowing.

Corporate Governance
Banking Finance
Working Capital
2 views
Economics, Econometrics and Finance
6 years ago

Smaller loans, more women, and savings reduce default risk in microfinancing

Microfinance
Crowdfunding Dynamics
Islamic Banking

The study looked at whether a new system for using movable assets as collateral in Malawi helped small businesses get more bank loans. They found that while the system did increase access to credit for these businesses, banks still prefer real estate as collateral. Banks mainly focus on whether a business can repay the loan when deciding to lend money. The study suggests that providing financial training and credit guarantees to small businesses could help them access the new system and get more bank loans.