Financial institutions fail to evenly distribute benefits of financial inclusion program.
The financial inclusion program aims to help small cracker businesses in Karangmluwo access banking services easily. A study on these businesses found that not all of them are benefiting equally from the program. Some businesses are hesitant to work with banks due to complicated requirements and lack of information. However, there are also businesses in Karangmluwo that are able to take advantage of the financial inclusion program.