The study looked at how high school students in West Bandung use e-money for their daily transactions. They wanted to see what kinds of transactions students use e-money for and how they feel about using it. With the rise of electronic transactions due to the pandemic, more people are using e-money instead of physical cash. This shift is supported by financial institutions offering e-money products and stores accepting cashless payments. However, some young people face challenges in accessing technology like e-money. The study will analyze how policies affect young people's ability to use electronic facilities.