Business, Management and Accounting
a year ago

Banks must target diverse clients to reduce loan default risks.

Engineering Reports
Analyzing the impact of loan features on bank loan prediction using <scp>R</scp>andom <scp>F</scp>orest algorithm
Debabrata Dansana, S. Gopal Krishna Patro, Brojo Kishore Mishra, Vivek Kumar Prasad, Abdul Razak, Anteneh Wogasso Wodajo

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Loans are important for banks, but they can be risky. A model called Random Forest was used to decide who should get loans. The model showed that banks should look at more than just money when approving loans. Things like gender, education, job, and marital status are important too. This helps banks predict who might not pay back their loans.