Net Interest Margins Impact Financial Performance in Indonesian Banking Sector.
The study looked at how non-performing loans and net interest margins affect the financial performance of banks in Indonesia from 2019 to 2021. They found that non-performing loans have a small impact on capital adequacy ratio, while net interest margins have a significant negative impact on it. Non-performing loans have a small effect on financial performance, while net interest margins have a negative impact on it. Capital adequacy ratio has a small positive effect on financial performance.