Malaysian Banks Boost Confidence and Quality of Financial Services Amid Competition
The article examines the capital requirements of commercial banks in Malaysia from 2005 to 2009. The researchers looked at factors influencing the Capital Adequacy Ratio (CAR) of local and foreign banks, focusing on credit risk, market risk, and operational risk. They found that most banks in Malaysia exceeded the minimum 8% CAR required by the Basel II Accord. This indicates that both local and foreign banks in Malaysia are financially stable and able to provide high-quality banking services to customers.