Revolutionizing Mortgage Markets Worldwide: Impact on Global Housing Affordability
This article explores mortgage markets in various countries like China, India, Japan, Singapore, Israel, and Eastern European nations. It discusses the evolution of mortgage markets, housing finance systems, government roles, and recent regulatory reforms. Key findings include the performance of residential mortgage loans in China, the role of mortgage insurance in Israel, and the obstacles in the mortgage loan market in Slovenia. The research provides insights into demographic trends, housing stock, securitization of housing loans, and innovations in mortgage products.