The article explores how households make decisions about spending and money. By analyzing data from Dutch families, the researchers found that people's spending can be influenced by how they predict their future income. They discovered that when people are overly pessimistic about their income, they tend to spend more after a positive surprise. Additionally, the study showed that people's spending habits can change when they have a better understanding of their financial situation. Overall, the research suggests that people's preferences for saving or spending money can change over time, and some individuals use strategies to resist the temptation to spend impulsively.