The article "Getting started in asset allocation" explains how to divide your investments wisely to balance risk and reward. It covers different types of assets like low-risk, medium-risk, and high-risk options, as well as techniques for allocating them effectively. The article also discusses how asset allocation can benefit different groups like single people, young couples, families, and retirees. By using mutual funds and smart planning, you can maximize your wealth over time. The glossary and index at the end provide additional help for understanding key terms.