The article explores different perspectives on credit, money, and production from a post-Keynesian viewpoint. It discusses the ideas of various economists like Minsky, Kaldor, Tobin, Davidson, and Rousseas, comparing them with more traditional views. The focus is on how credit and money are created within the economy, and how this affects the supply of credit. The researchers argue that uncertainty and creditworthiness play a crucial role in determining the availability of credit. Ultimately, the study suggests that a post-Keynesian approach offers a more comprehensive understanding of the role of banks in the economy.