The money system we use is not what we think it is. Most money is created by private banks as loans, not by the government. Banks create the money we borrow, but not the interest we have to pay back. To cover the interest, more loans are needed, which leads to more money being created and higher prices. This cycle devalues our money over time. "Web of Debt" exposes this system and offers an alternative based on historical American economic ideas. The book suggests a different approach to money creation that was tested in colonial America and is rooted in the writings of famous Americans like Benjamin Franklin and Thomas Jefferson.