The article compares two methods for converting traditional credit ratings into initial credit scores for companies entering e-commerce. The goal is to help buyers and sellers assess the credibility of their partners. One method uses Standard & Poor's credit ratings, while the other uses Moody's credit ratings. The study aims to encourage companies with rating scores to engage in e-commerce transactions with their true identity. This research is crucial for improving enterprise credit management in the context of the current internet real-name system implementation.