Unintentional Insurance Fraud Exposed: Ethical Decisions Key to Prevention
The article discusses how insurance fraud is a growing issue, with current detection systems mainly focusing on intentional fraud. The researchers used the Theory of Planned Behavior to understand why unintentional fraud occurs and how to prevent it. They found that insurance agents are influenced by their perceived control over their actions, suggesting that education and public awareness can help prevent unintentional fraud and improve the insurance industry.