Arts and Humanities
8 years ago

Americans Saving Too Little for Retirement, Risking Financial Insecurity

SSRN Electronic Journal
Multiple Myopias, Multiple Selves, and the Under-Saving Problem
Daniel Shaviro

Paper Summary

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Many Americans are not saving enough money for retirement, which could harm their future well-being. To help them save more, we need to understand why they are under-saving. This is important for evaluating the effectiveness of potential policies aimed at increasing savings.